Contractors often ask what percentage of revenue their overhead should be. There isn’t one percentage that works for every construction company. A custom home builder, commercial general contractor, remodeler, roofer, and electrician can have completely different cost structures. Company size, location, staffing, equipment, and the amount of work performed in-house also affect the number. Instead […]
Most contractors who struggle financially aren’t struggling because of their trade skills. They’re struggling because of the way they’re pricing their work. After working with hundreds of construction business owners, the same pattern keeps coming up. A contractor with 20 or even 30 years of experience, fully booked, great reputation, respected in their community, and […]
Most business owners are technically budgeting. There’s a spreadsheet somewhere, a rough sense of what’s coming in and going out each month, and yet money keeps disappearing and nobody can quite figure out where it went. And the frustrating part is that the budget itself usually isn’t the problem. The way it’s built is. So […]
Most people get paid and do the same thing every time: Dump everything into one checking account. And that single habit is keeping them stressed, confused, and stuck. Money comes in. Rent goes out. Groceries go out. A random online order sneaks in. A forgotten bill hits. And suddenly, you’re staring at your bank app […]
The year 2026 is bringing significant tax changes for construction that could save contractors thousands of dollars. However, these new deductions and higher limits only work if your bookkeeping is properly organized. As a bookkeeper and fractional CFO who specializes in construction accounting, I see contractors lose even more money each year simply because their […]
You’re sitting there with a pile of receipts, a messy QuickBooks file, and a tax bill that feels way too high for how hard you worked this year. You’re not alone. And it’s not your fault. Most contractors are missing out because their books are a disaster, and their CPA can only work with what’s […]
If you run a construction company, there’s one part of your business that can quietly drain your profits faster than bad estimates, late-paying clients, or rising material costs. Payroll mistakes. They aren’t exciting. Nobody brags about payroll. But payroll errors are expensive, time-consuming, and reputation-damaging. I’ve watched contractors lose thousands because a payroll provider filed […]
We have about 70+ days left in 2025. Can I ask you something that’s been on my mind? Are you going to finish 2025 the same way you finished last year? You know that feeling – stressed about money, confused about your numbers, secretly hoping next year will magically be different? Or are you ready […]